5 Future Trends for Education

The coming election in 2012 has brought up concerns about our educational system, and how it needs to revolutionized and transformed. The future of education is highly debatable, but five key trends remain. Read on to find out the five future trends for education in the upcoming years.

While many reports and surveys pretty much predict the same thing – the popularity and increasing acceptance of online education, the better employment rate, and the age of technology encouraging more access to education for all, there are some projections that have not been discussed as of late. Looking in depth and analyzing many factors contributing to the development of academic progress, we have aggregated 5 key trends to the future of education.

Year after year, America continues to be “#1″ in one sector – higher education. Though the American educational system is lagging behind those of Asia when tests are administered to primary and secondary school students, our Universities prove to be ranked at the top year after year. Higher Educational Universities are able to attract the best, the brightest, the most ambitious students from around the world for this reason – we outshine the global competition when it comes to higher education. The very idea and concept of an “Ivy League” School will continue to be a Staple of American Education, and in the future, will remain a unique sector of the American Educational System.

Secondly, with so many new emerging markets predicted to expand the economic system, more and more programs will be catered to new technology and entrepreneurial, as well as innovative programs. Top Universities and online colleges will have to face incorporating new classes that maximize on today’s current technological advances and issues that present themselves. This new coursework will better prepare students for real – life business operations and make the transition to employment smoother.

The third trend we predict for education is that there will be significantly higher number of graduates in 2012 who will find employment. Apparently the hiring rate is 9.5 percent higher, but in very specific sectors of employment. According to several news sources, the job industries that look the most promising and with high demands are called “STEM” fields, which stands for Science, Technology, Engineering, and Mathematics.

Fourth, new teaching methods are being developed and improved. There has been emerging research on psychology, and how the brain learns and processes information. This new study will provide a framework for developing new ways of classroom interaction, and incorporating things like music and new study processes into the educational system.

Lastly, we all have predicted that education cannot be confined to the walls of a classroom, but rather expand to a digital classroom – even digital university, with access at our very fingertips. New accredited online colleges will open doors to education to many people who were not able to attend years before. With the help of public -private institutions and online prestigious colleges, new technological breakthroughs in education will provide a learning process that is on par and more flexible, affordable with the same reputation as traditional colleges. The future for education is looking grand and limitless.

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6 Guidelines For Your Internet Home Based Business Success

The stats tell a history of failures and disappointment when individuals begin their own home based business on the internet. 95% of these brand-new entrepreneurs may often not achieve a profit and give up before they achieve success on the net.

Precisely why is this the case, just what divides the 5% of those that keep going and achieve their desires from the individuals who become disheartened and give up believing their objective is extremely hard to accomplish?

There are lots of factors involved yet I think the primary cause is the attitude of the majority of the 95% which fail. Several people start their journey thinking there’s some magic potion that’ll bring them to riches in a quicker time period than the traditional offline business.

They devote their time researching the net for the web site and the business opportunity which may or may not make them very rich immediately instead of creating and working on their unique home business career.

When they recognise there isn’t a fast way to success on the net they become fed up and disappointed and quit. There’s just one essential point individuals who are considering getting into the e-business universe must understand is that it requires effort and dedication to succeed online just as with an offline business.

Well, if you’re thinking about taking the plunge into the internet home based business sector your chances of becoming one of the 5% whom accomplish their objectives increase significantly if you go into the arena with the perception that it’s likely to require a huge amount of work and self-control to succeed.

What’s more, it helps if you have an agenda or maybe a procedure mapped out.

Let us discuss 6 guidelines you need to incorporate in your road to internet riches:

1. Take Action

First of all you should dedicate yourself to taking action each day to assist you grow your home based business. This should be some activity that is an easily measurable effort.

Whether you spend some time generating traffic or buildings backlinks for your website or putting articles on your site, it doesn’t really matter as long as it’s a contribution to helping you obtaining the over all outcome which is creating a profit.

2. Establish Your Objectives

You need to established your goals before starting and revise them regularly. One needs to set-up daily, monthly and long term goals and record all of them. By the end of every work day you need to produce a list of objectives for the subsequent day and by the end of that day tick off what you’ve carried out.

This can help motivate you for the next day. All things considered the outcome is what we’re all working toward which shouldn’t be forgotten or lose sight of during the daily process.

3. Time Management

One of the most crucial steps when completing your daily duties is allotting the right amount of time for each job. Time is valuable and is of the essence when owning a home based business because if you contribute a lot of or too little to some of your duties you might fall behind some of your daily tasks, leading to frustration resulting in thoughts of quitting.

Every task should be given a degree of urgency and list the most notable to be carried out that very day and follow up with the least essential objectives. Time management may be the key to the online success or failure.

4. Outsourcing

When you begin to have a profit from your online business put aside a certain percentage for outsourcing several of your projects. As your grow business grows it’s possible to become overwhelmed with everything that needs to be done. You’ll never get to your objective if you aim to do every little thing by yourself.

5. Knowledge

Continuous knowledge is essential when it comes to operating an internet home based business. You should aim to reserved some time each day to read a report, look at a video or even listen to a pod cast, which should be related to your business

6. Take Care Of Yourself.

By no means lose sight of you and your physical and mental well-being. One needs to reserved some time on a daily basis just for themselves, whether or not it’s time to rest and watch television, or spend time with your family and friends or to exercise. In order to compete and be successful on the net you must be healthy and in shape so you don’t get ill and fall behind with your regular projects.

Success and anything that goes along with it is never easy to realize in any walk of life whether it’s online or offline and before you enter the competitive world of the on-line home business industry you must be determined to work hard and have a process in place for reaching your aims in order to realize your own desires..

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Start Home Based Business Success Online

There are a few simple steps that need to be followed if one wants to start home based business success online. The most important thing to do is put in the required amount of research for your particular home business model. The quickest route to home business failure is not researching all available information adequately.Currently in the home business industry we are seeing most home based businesses sport a 90% failure rate, and this is due to a number of reasons. The most common being the ‘jump before you look’ mentality. Unfortunately for the online sector of the home based industry, internet marketing is easily approachable by anyone. It is an affordable way to start a profit generating businesses, and as a result it attracts many unqualified individuals. There is no difference in the amount of work load required whether you are running a internet business, or a brick and mortar. The only difference between the two is the approach.Many new internet marketers believe that they can simply throw up a quick web page on some cheap hosting and the money will magically materialize in their bank accounts. This is not the way the internet business models work. All businesses on the internet are ranked based on the quality of content that they provide. In order to attract buyers and a potential list of clients, a business owner must first feed the internet the stuff that it was really created for….content and information! Many marketers miss this simple fact, and they pay for it dearly.What determines a online business owners success is the amount of traffic that they can drive to their websites. Search engine optimization specialists focus almost exclusively on building traffic to existing sites. It is a technical skill that is very hard to learn, but by becoming an SEO specialist you possess a valuable skill that is in heavy demand by the internet marketing industry. By having this skill you also possess the ability to start home based business success with every online project that you take.Regardless of what the gurus and industry leaders may tell you, there is no secrets to making money online or building a successful website. These things are done through unique content and a lot of hard work. There are no shortcuts, every business owner must carve out their own niche and learn how to successfully market on the ever changing internet landscape if they ever want to successfully promote products and services online.

Home Based Businesses for Moms

Being a mom means that there are never enough hours in the day. It also means that there is often more month than money. For some moms, finding a second job is not just a choice but a necessity.The days of having a single income family have pretty much ended completely and most two parent households are a carefully run ship where parents are often passing in the night as one comes home from a job while the other runs off to their own. Finding a good, lucrative business for one or the other to work can be a better solution to the problem and eliminates some of the additional expenses of working a second job.Finding the best home-based business for moms can mean that there is no need to hire a second child care provider or need for additional miles to be put on the family vehicle. But, what are the best home based businesses for moms? Here are some tips for finding the ones that will work best for you and your family.Know your Tastes, Your Time Availability and Your Level of CommitmentSome jobs start off sounding just fantastic until you actually start working them, then, suddenly you find out that your supposedly part time, home based business is sucking every spare second out of the day. The job that you eventually bring into your home must be one that does not take up the little bit of family time that you have, that contributes to the family’s bank account without costing an arm and leg to get started and one that does not make the family’s home look like a gigantic warehouse.There are several types of home-based businesses for moms, so there is no need to settle on something that you are not going to enjoy or be able to stick with at all. If you know that you only have a few hours a day or even a day or two in the week, then you will have to find something that does not require daily work.Home Based Businesses for Moms That Allow You to Act Like a MomOne of the most obvious home based businesses for moms is that of daycare provider. There are a number of guidelines that you will have to follow, especially if you will allow certain types of payments. If you are interested, check with your local department of human services who can explain what you need to do to become a provider through their office.Don’t think that you have to have a gigantic home or take dozens of kids either- you can actually make decent money by taking an extra child or two. If you have a little more flexibility, you can get better money by caring for children during strange hours or overnight while parents work midnight shifts, etc. It allows you to take care of your children while you are still earning money for the family. There are other options for home based businesses for moms that you can consider as well.

Starting a Home Based Business – Personal Development For Effectiveness

The basic step for starting a home based business is to first choose the right venture by doing necessary brainstorming and research on the particular subject. The second step is to ensure you choose a business based on your interest and abilities. No matter how tempting some businesses are but if you know that you won’t be able to do it then just look for the one that suits you.People often fail in their home based business ventures because they are not able to cope up with the growth of their business. They tend to neglect their own personal growth by immersing themselves with their home business enterprise. They forget that their personal development plays a vital role in the success of their home business.Most of the business entrepreneurs are not aware of the importance of personal development along with the growth of their business.To sustain the success of your home business venture you need to develop a lot of skills, update your knowledge on various factors on which your business is dependent on. Along with these one should also maintain good physical health in order to drive their business to success.The key personal development skills you have to develop while starting a home based business and for its success are:Communication skills:

In any kind of business, communication is the key for its success. You need to develop the communication skills as you get along with your business. Starting a home based business involves lot of interaction with your customers and you may not be able to impress them or express your business objective to them if you don’t have good communication skills.Personality skills:No matter how hard you work for success of your home business, your personality also plays a key role in sustaining it. You need to develop your personality skills to maintain the success of your business and also to carry it through the bad times.Marketing skills:You might be very good in producing a product at a very less cost by adopting various methods but all this goes waste if you don’t have the skill of selling it.You should be capable of marketing your home based business and reach out to the customers. You should learn the skills of selling your product through various means and not just rely on a single source for marketing your product.Not everyone is born with all these skills but you can definitely acquire these skills for starting a home based business and survive in it. There are various sources from where you can develop personal development skills like attending personal development workshops, or taking part in personal development programs over the internet.

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Things You Need To Start A New Home Based Business

Have you seriously considered starting up any kind of a home based business?Plenty of people do this each day for a range of reasons. Many of them are merely sick and tired of working for a boss who does not manage to truly appreciate their hard work. Others have a hobby and want to develop it in to a good income at home. Lately, many people have found themselves without a job or even under-employed due to the down economy and they think that maybe a good home based business might be the solution to their problem. Whatever the reason, running a home business can certainly be a great way to earn a living while doing what you like to do.Where to start?The initial step in starting up your own home based business is to evaluate your interests, talents and skill sets. Which characteristics do you already have that will enable you to start a business? Some of these are talents that you’ve got yet others might not have such as being a great communicator or just being extremely organized. Your personal interests can be whatever you enjoy doing or merely like participating in. It can be an activity, pastime or possibly a hobby. Your own skills usually are items that which you have developed including great writing ability or just being bi-lingual.What is the next step?As soon as you find those items out, the next step is to brainstorm what type of home based business can be developed by combining your main abilities, talents plus skills. When you brainstorm, make a note of whatever the ideas you think of and do not spend time thinking about them. This process isn’t the time for you to second-guess or maybe examine likelihood of it succeeding, it’s simply noting down lots of ideas as you’re able to come up with them.When you have brainstormed a big list, you’ll then go over all of them as well as truly evaluate the ideas. Some opportunities are easier to do from home than others. For illustration purposes, for those who have certificates in therapeutic massage, it is most likely not the best idea to work from home. An individual would require a work area, equipment and in all likelihood many different permits and also the required licenses.What will the market say?Of course when you have narrowed the particular list down to some choices that appear as if they can work, you are ready to see what the market is like. You should not invest any money or time towards a home based business simply to find out that unfortunately there isn’t any market for it. Conduct some sort of analysis and also notice if right now there may be other companies which deliver just what you are intending on supplying. If perhaps generally there are, this usually implies at a minimum some sort of a need. Next view exactly what the actual products or service is pulling in as to prices and also find out if you’ll be able to make some type of a profit using the average price. You actually can charge a bit more, however most likely then you will need to bring more value to the table in order to compete.Beginning a home based business might be a wonderful way to go however be sure to do your homework initially. That way you’ll obtain a much better chance of achieving success and becoming content with what you will do.Are you ready to get started?

Cloud-Based Solutions Are Ideal for Boomer Home-Based Businesses

When retiring or laid-off Baby Boomers launch a home-based business, one of their most important decisions is choosing what type of solutions to utilize.Previously, the answer was clear – use resident software for performance and security. However, in the era of high-speed Internet connectivity, switching to cloud-based solutions offers many advantages:
Lower costs – no software licenses or equipment to purchase and maintain.
Instantly available – you do not have to install anything on your home computer.
Often available with no long-term contracts.
Accessible over the Internet from anywhere.
Secure access.
Free updates.
Satisfies the need for disaster preparedness – If you lose your hard disk or your house burns down, your critical business information is still available from any laptop!
Sometimes free for up to 2-3 users or basic functionality!!
Cloud-based solutions are those (e.g., accounting or customer relationship management) not resident on your home office computer, but which rather reside on a remote server and are accessible over the Internet. Typically, cloud-based solutions are less expensive and offer an easy means of quickly adding functionality. They are especially beneficial when you have partners, contractors or employees working at remote locations because databases and activities can be easily synched, ideas and projects improved through online collaboration, and sales/marketing management simplified.For example, many home-based businesses use online QuickBooks or FreshBooks for accounting. Pricing is reasonable and partners can access and update information from any location. And having an easy accounting solution is critical for any small business, especially at tax time!A plethora of cloud-based solutions exists for backing up critical business data and online collaboration. Two of the most popular are Google Docs and Dropbox. Residing online at distant servers which are backed up daily, they also provide the benefit of disaster preparedness should your home office suffer a burglary, fire, flood or earthquake.Cloud-based solutions can also assist Boomers who have client-based home businesses. Consider DocuSign, for example, which facilitates secure online delivery and signatures for agreements. These services are professional, save a lot of time, and enhance customer relations.Baby Boomers discover soon enough that achieving success with a home-based business requires time management. There is a hard way to get things done and the easy way. Leveraging cloud-based solutions is economical while also adding ease-of-use and functionality. Compared to resident desktop solutions, these online tools are hands-down winners!In short, Baby Boomers starting or operating a home-based business can expedite their launch, cut costs, acquire professional functionality and make their operations run smoother by simply embracing cloud solutions. What’s not to like?!

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Real Estate Investment – How to Profit During a Housing Market Slump

Currently, real estate investment is a hot subject matter. Nearly everyone is wondering if they should sell, buy, trade or avoid investing altogether. In recent weeks, the topic of trading real estate has made headline news. With the lack of qualified buyers and housing market slump, many investors are discovering it is sometimes smarter to trade like-kind properties.

When a real estate investment is traded for like-kind property, it is referred to as a 1031 exchange. In order to participate in 1031 exchanges, real estate investors must retain the services of a Qualified Intermediary (QI). Investors engaging in 1031 exchanges must adhere to Internal Revenue Service guidelines set forth in Section 1031 of the IRS code.

1031 exchanges allow investors to exchange properties while deferring capital gains and depreciation recapture taxes. Real estate is not the only property that can be exchanged through 1031. All types of investment property including equipment, boats and airplanes can be traded.

1031 exchanges prohibit the exchange of houses used as personal residences or vacation homes. However, if the real estate is rented out on a regular basis, houses can be traded for other rental homes.

Another popular real estate investment strategy is purchasing distressed properties such as foreclosure or bank owned houses. Distressed properties typically require considerable repairs or renovations, but this is not always the case. Foreclosure homes are sold under market value through public auctions. If no one bids on the property, it is returned to the bank.

Currently, bank owned homes are being sold for around 80 cents on the dollar. Also referred to as real estate owned or REO properties, investors must negotiate with the bank’s loss mitigation department. Purchasing REO homes generally requires more time and effort than investing in foreclosure homes. Investors should be prepared to engage in multiple counter-offers with lenders offering REO houses for sale.

Many real estate investors purchase bank owned and foreclosure homes for the purpose of house flipping. Flipping houses for profit is not nearly as easy as the popular television shows portray it to be. Simple repairs oftentimes turn into major expenses. Major repairs require licensed contractors, permits and inspections. Before investing in distressed properties, make certain to estimate the true cost of repairs. Otherwise, you could end up with an investment nightmare.

A lesser known real estate investment is probate properties. When a person dies, everything they own must pass through the probate process. Probate can last between six months and three years. During this time, the estate is responsible for taking care of the real estate. This can include paying mortgage payments, property taxes, insurance, and maintenance. If the estate does not have sufficient funds, a probate judge can order the probate executor to sell the real estate.

Probate properties are oftentimes profitable gems, but locating them does require a bit of detective work. Real estate investors will need to visit the court house where probate matters are handled. Probate information is a matter of public record and contains valuable information about the estate, as well as the contact information of the estate administrator.

Many estate executors are unaware they can sell real estate during probate. Offering to buy their property can eliminate financial burden and help the executor expedite the probate process. If multiple heirs are entitled to probate property they must all agree to sell the real estate unless a judge has ordered the administrator to sell the property.

These are but a few real estate investment opportunities. While the media projects constant gloom and doom, it is important to remember that real estate has always been one of the most valuable investment opportunities. Those who invest now can potentially reap massive profits later. Just remember, don’t invest more than you can afford to lose.

Investment Guide

Introduction to Investment

Manish Choudhary is 32, married and works for a MNC. Just like the rest of the lot, he has his dreams. His dreams are no different than you and me, he also dreams to live is a plush home owned by him. He dreams to build and decorate his home with his wife and children and family. He wants to give the beast possible education to his children’s. He wants to go on exotic holidays each year and wants to make sure that he has enough funds make his life secure post retirement.

One careful look at his bank balance and spending habits, and we get the clear picture that his dreams are going to stay as dreams and the chances of them turning to reality is in oblivion. His savings pattern is just not sufficient enough to pay for his dreams. Every one has got the right to dream and dream big. But our habits (bad) holds us from achieving those dreams. The only way to achieve our dream is to create wealth. Wealth creation is possible only through wise investment. Lets discuss and understand the thought process that goes into investment and the process to create ways of wise investment.

What shall be the objective of investment?
Investment is one sure-shot process that can make you rich and will enable you to achieve your financial goals of life. The first step before you start your investment activity is to budget your expenses. You shall know the pattern of your spending. The items that makes you most greedy and items on which you have control. How much a movies to costing you each month? what dent your dinning is creating on your pocket? how irrelevant it was when you decided to buy that mobile phone last month? By budgeting your expenses you are actually putting a upper limit to all your expenses so that at the end of the month you can track your spending habits. Objective is to plan your budget and follow your plan. Buy budgeting you not only plan your expenses but also plan your savings. Unless you have savings you have no investment. Once you create your realistic budget, start following the same. You will find that you have made a big value addition to you life. You are saving, and when you see your investment grow you will feel proud of your self. Do not think, just do it, it will feel good. Take it from me. The thought process driving your investment is wealth creation for happiness and well being of your family.

What is the process of investment?
Investment has no secret formulae. The rule of investment is have the right information, plan your savings and investment, and make investment on assets. The steps involved in the process of investment is as listed below:

Budget to Save
Save and make investment regularly
Investment shall be for long term
Control your debts
Why at all we should do investment?
Ask your father and he will tell you the wisest thing he did when he started his career was to open a recurring deposit account in the bank at the start of his career. In those time investment were limited or else people were less informed about investment options and about necessity of investment. Now the days have changed, not only people has become more aware about investment but also the demon of inflation making us think more aggressively about wise investment.
Inflation is eating away your savings
Maintain a good standard of living
Inflation eats away your money even when you are sitting and watching your favorite movie. If your have a monthly expenses as on today as Rs 15000 and annual inflation is 5%, 20 years later those same goods will cost you a whopping Rs 40,000. It means for the same set of items today you are spending Rs 15,000 and after 20 years you will have to spend Rs 40,000. Bank deposit gives you a meager return of 6-7% per annum. After considering the effect of inflation and tax you are left with returns which is practically negative. Means investment in bank deposit is making you loose money rather than making it grow. This is not a wise investment.
What is the key to wise investment?
Warren Buffet is an example of the most successful investment icon of this world. He has not build wealth over night. No one can build wealth over night. To build wealth you must remember those steps of investment, budget to save, save to invest, invest long term and control your debts. But this is for sure that all rich people did something very different than most of us. We will discuss few such wise investment to-do’s

Start the process of investment as early as possible.
Lets take example of two friends, Ritu and Manish. Ritu started saving and investment of Rs 750 per year from the time she was just 15 years of age. After 15 years (when she was 30) she stopped investment. She allowed her investment to grow without any additions and withdrawals.

On the other hand Manish started investment of Rs 5,000 per year when he was 30 years of age and continued his investment of Rs 5,000 till 60 years of age.

Assuming both earned a steady return on investment @ 15%, Ritu’s portfolio was a massive Rs 27.7 Lakhs by the time she reached 60 years of age. Manish accumulated wealth when he aged 60 was Rs 25 lakhs. The key to wise investment is give more time to your money to make more money.

Get the benefit of compounding of money

Once there was a king and a farmer. Both of them were good friends since childhood. One day they were playing chess and the farmer played a good game and defeated the king. King was very impressed with the farmers game and he asked the farmer to choose his reward. The farmer was very clever. He asked the king to give him 1 grain of rice for the fist square of the chess board. 2 grains of rice for the second, 4 grains of rice for the third, 8 grains of the rice for the fourth and so on till the 64 squares are complete. The quantity of grain that was required to fill was 18,446,744,073,709,551615.

Suppose you have Rs 1 today. Every year your money doubles, then at the end of 64 years, your investment of Rs 1 today will become Rs 18,446,744,073,709,551615.

This is the power of early investment compounding of money. Lets take a more practical example. Assuming your father gave you Rs 1,000 on your 10th birthday. As you was to young to handle that money he decided to make a fixed deposit of those Rs 1,000 for next 50 years. Fixed deposit gave a steady return on investment @ 8% per annum.

How To Succeed At Online Product Creation The Easy Way

Product creation could be a frightening subject for a lot of Internet marketers to face. Some folks who get in the game with the intention of making a full time income are completely ignorant as to how an online business operates. One of the most profitable ways to create online cash is by creating a product that others are happy to pay for.

Product creation is legitimate method of generating money through internet marketing but many entrepreneurs get it wrong. They start by imitating their Internet marketing gurus by creating information products on Internet marketing in hopes of getting rich the way their heroes did. The problem is that they usually don’t know what they are doing and enter a highly competitive niche with very little marketing experience or connections.

Here are a few tips for effective product creation that may help you get on the right track:
Start by finding a profitable niche with low to moderate competition. If you conduct some rudimentary market research and keyword research, you’ll find many opportunities in areas that will surprise you. Amazon and eBay are two great places to brainstorm for product ideas.

Developing Your Product does not have to be a difficult project. You can find experts in the right field for your niche and pay them to write the material while an artist designs the packaging and website or blog. You can outsource the entire product creation part of the project after you conduct the research and testing to ensure profitability.

Sales and marketing strategies should be created while developing the product and learning about the market. Some experienced marketers use pay per click to drive traffic to their offer page; some folks outsource the entire marketing campaign to affiliates through ClickBank or other affiliate programs.

Product creation does not need to be hard, particularly when the merchandise is electronic. E-books, videos, audio and multi-media products sell very well. They are distributed immediately to customers electronically. Once you have a good feel for a niche market, try to service your customers with associated products and upgrades. If you want to earn money online through product creation, you must understand supply and demand. The majority of new online marketers fail miserably because they go after highly competitive markets or forget to research their chosen niche properly. You have to create your products according to the needs, wants and desires of the prospective customers.

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